HB 1104 – Access to Affordable Health Coverage for All
Primary Sponsors: Rep. Cecil Brockman (D-Guilford)
Summary
This bill would create access to health insurance through the federal Health Benefits Exchange for individuals in the coverage gap. This program would be modeled after the federal refundable premium tax credit for purchasing health insurance on the Exchange.
An individual would need to meet the following requirements to be eligible for this program:
- Gross income below 100% of the federal poverty level
- between the ages of 19-65
- Not entitled to Medicare
- Not currently eligible for Medicaid
- Not eligible for TRICARE
- Not able to obtain affordable coverage in an employee sponsored plan that provides minimum coverage as determined under federal law
The bill directs DHHS and the Department of Revenue to design a plan that estimates the amount of State premium tax credit an individual is eligible for in the given year and allows the individual to direct any amount to be paid in advance directly to an insurance company offering health benefit plans in this State on the Exchange.
This bill states that it is the intent that this program does not exceed $1 billion.
DHHS and the Department of Revenue would each receive $100,o00 in nonrecurring funding to implement this plan.
History
Filed – 5/14/2020
Committee Referrals: Rules