Example: Medicare Part D. Offering Rx coverage to seniors. We created real competition our front & a risk adjustment afterward.
We need to do that same thing. Create competition. That would change the dynamics of healthcare on day 1.
Also important: Portability. Insurance can be taken around and doesn’t include pre-existing conditions.
Today’s insurers typically have consumers 4 yrs. Prevention is not as much of a focus bc you’re not reaping the savings.
Portability changes that. And could change the relationship to a more cooperative relationshpi between insurers and hospitals/physician offices.
I know it’s not that simple. But a focus on portability would be a great start.