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Credible
Credible
Providing student loan refinancing and consolidation options.

Credible is a simple, free service that can help NCMS members and their families save money by comparing their student loan refinancing options. With Credible, student debt holders can submit a single form and receive offers from multiple lenders.

The average medical student graduate who refinances with Credible saves over $40,000, and it takes only 20 seconds to get a savings estimate.

You can also check out Credible to learn more about important student loan topics and benefits

Contact Information

Credible
576 Sacramento St, Level 4
San Francisco, CA 94111

Phone: (415) 801-0482
Email: support@credible.com

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Laurel Road
Laurel Road
Providing low rate student loan refinancing and personal loans.
Laurel Road Refinancing for NCMS Members

Did you know that you can refinance a student loan just like a mortgage?  Physicians, Nurses, PAs, Pharmacists, and Administrators are all eligible to apply, and now for the first time ever, medical residents & fellows can qualify for these low rates.
•         Some of the lowest rates in the country
•         Both Federal and Private Loans are eligible
•         No maximum loan balance; $5,000 minimum
•         Loan terms ranging from 5-20 years
•         Up to 12 months of Economic Hardship Forbearance available
•         $100 monthly payments all through residency & fellowship, with no limit
•         The average resident owing $220,000, stands to save over $50,000 in interest accrual
•         Free to apply, with no origination fees or prepayment penalties

NCMS members receive a $300 Bonus when refinancing with Laurel Road! (must apply through the link below to receive the $300 Bonus)
Click Here to Apply Now

Laurel Road Personal Loans
•         Request up to $80,000 if practicing or $45,00 if in training
•         Loan terms up to 7 years
•         Pay $25.00 per month if in training
•         No fees
Click Here to Apply Now

Contact Information

(855) 245-0989
studentloans@laurelroad.com

Learn about consolidating credit cards or home improvement loans

An FDIC insured bank, which specializes in providing low rate student loan refinancing and personal loans.

 

MMIC Agency,Inc.
MMIC Agency,Inc.
Providing a wide range of insurance options for you and your practice.

Employee Benefits

The North Carolina Medical Society and Medical Mutual Insurance Company have enjoyed a valuable partnership over the past 40+ years.   Through one of our subsidiary companies, MMIC Agency, LLC., we can offer medical practices a comprehensive employee insurance benefits package, personalized service, and competitive prices.

MMIC Agency’s core product offering is the North Carolina Medical Society Employee Plan (NCMS Plan). The NCMS Plan is the only statewide employee benefits program designed specifically for North Carolina physicians. The Plan offers a unique combination of health, dental, and life insurance options tailored to meet the needs of physician practices and their employees.

Choice is your greatest benefit. The NCMS Plan’s flexible offerings include PPOs, Qualified Health Savings Account options, Health Reimbursement Account options – PLUS the ability to provide multiple plan options within one practice. In addition, your practice has access to unique retiree health insurance coverage options for physicians and employees.

MMIC Agency, LLC also partners with A+ rated insurance carriers and provides access to a comprehensive portfolio of employer paid and voluntary employee benefit insurance coverages that Include:

Long Term Disability                                Dental                                            Accident

Short Term Disability                               Vision                                             Cancer

Long Term Care                                         Life Insurance                              Critical Illness

GAP Insurance                                            AD&D Insurance                         Hospital Indemnity

 

If you would like a no obligation insurance checkup, please contact Barry Hill at 919-878-7576 or barry.hill@mmicnc.com.

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919-878-7576
NCMS Employee Benefit Plan
A statewide employee benefits plan designed specifically for North Carolina physicians.
MMIC Agency, LLC, a Medical Mutual company, is pleased to have an exclusive agreement with the North Carolina Medical Society to market the North Carolina Medical Society Employee Benefit Plan (NCMS Plan). 

The NCMS Plan is the only statewide employee benefits plan designed specifically for North Carolina physicians. Offering a unique combination of health, life and dental programs, the NCMS Plan has benefit designs to meet your needs regardless of your practice’s size or employee benefit budget. 

Superior Service

  • 95% of practices would recommend the NCMS Plan
  • 98% of practices indicate that our service is good or excellent
  • 95% of practices rate their NCMS Plan agent as accessible and responsive
  • Option to offer two plans regardless of practice size
  • Option to offer three plans for practices with more than 50 enrolled employees
  • Health promotion programming and a Health Promotion Coordinator are available to your practice to promote employee wellness and control costs.

Strength Through Numbers

  • More than 900 practices
  • Over 2,000 MDs covered
  • More than 22,000 employees and dependents
  • Sponsored by the North Carolina Medical Society — with over 12,000 members
  • Governed by a Board of Trustees comprised of physicians

Flexible Offerings Not Standard in the Commercial Market

  • Special eligibility classes for retirees, surviving spouses, and domestic partners
  • Option to offer at least two plans to employees
  • Set up one waiting period for physicians, and a different one for non-physicians
  • Guaranteed coverage for all qualifying practices
  • No surcharge for practices
  • Practices are not excluded based on size

To learn more about the NCMS Plan, visit ncmsplan.com. 

MMIC Agency, LLC, also offers other employee benefit products including disability and long term care. Please contact us for more information about these additional products.

Contact Information

NCMS Employee Benefit Plan
700 Spring Forest Road Suite 400
Raleigh, NC 27609

Phn: (919) 878-7576 or (800) 662-7917
Request more information

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Poyner Spruill LLP, Attorneys
A statewide health law firm offering a full range of services.
Poyner Spruill is a statewide law firm offering a full range of services through offices in Raleigh, Charlotte, Rocky Mount, and Southern Pines. Poyner’s health lawyers understand physician reimbursement and audits, contracts including employment contracts, medical office and equipment leases, clinical integration and joint ventures, civil and criminal fraud and abuse, the False Claims Act, Stark Law, and Anti-Kickback Statute, Medicare and Medicaid, patient care issues, EHR and meaningful use, Medical Board complaints, hospital medical staff matters, HIPAA, clinical research, and certificates of need.  Other attorneys in the firm do incorporations, business law, finance, creditors’ rights, commercial real estate, employment law, employee benefits, tax, trademark, and construction law, as well as hearings, trials, and appeals in state and federal courts and agencies.

Poyner Spruill has partnered with the North Carolina Medical Society in offering medical staff bylaw review services. For more information, click here (PDF).

Poyner Spruill offers discounted fees to NCMS members.

Contact Information

Poyner Spruill LLP
301 Fayetteville Street, Suite 1900 
Raleigh, NC 27601

Phone: (919) 783-6400
Fax: (919) 783-1075
Email: contact@poynerspruill.com

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Sentinel Risk Advisors
Sentinel Risk Advisors
Carolinas’ premier risk management and insurance brokerage firm


Sentinel is the Carolinas’ premier risk management and insurance brokerage firm. With a reputation for exceptional client experience, Sentinel provides a broad scope of property, casualty, and risk management services for today’s global marketplace.

Based in Raleigh, NC, with offices statewide, Sentinel represents clients in 36 states.  Sentinel protects assets and preserves wealth for clients ranging from multinational corporations to physician and dental practices, to homeowners. We navigate the risks and exposures our clients face today while anticipating and planning for potential threats in the future. Once those risks have been identified and assessed, Sentinel develops innovative insurance solutions to prevent losses.

A strategic partnership with Medical Mutual Insurance Company of North Carolina lends depth and breadth to Sentinel’s commercial insurance offerings benefiting thousands of physician and dental practices in the southeast and beyond.

The Sentinel team marshals the highest level of resources, experience and intelligence in the risk and insurance industry today.

Contact Information
Sentinel Risk Advisors
4700 Six Forks Road, Suite 200
Raleigh, NC 27609

Phone: (919) 926-4623
Toll-Free: (855) 490-2528

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