The Life & Health Division of DOI is charged with reviewing new and amended contracts, rates, and forms that are proposed by insurance companies. Only after DOI approves them may they be used. Disapprovals are commonplace and do not directly impact you. So as participating network physicians with BCBSNC, this most recent disapproval does not affect the terms of your contract. However, if BCBSNC receives approval from DOI on a future addendum, the new addendum will be distributed to you and modify your agreement with them on the effective date.
As of today, BCBSNC has not filed a revised addendum with DOI.